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Terms And Conditions

  1. 1. The plan tenure is twelve and eighteen months.
  2. 2. Members can register online, using the app, or by visiting the store offline.
  3. 3. Members will need to provide their KYC, which is mandatory, by the 3rd installment.
  4. 4. Members can join the plan any day of the year.
  5. 5. Members can enroll in multiple schemes.
  6. 6. The management has the rights to reject any applications without providing any reasons.
  7. 7. Monthly installments must be paid on or before 10th of every month.
  8. 8. The redemption date is 30 days after the final payment of the plan.
  9. 9. However delayed payments will further delay or postpone the date of redemption.
  10. 10. All payments will be converted to 22ct gold, as on the date of payment, as per the price displayed on the app. The same will be reflected on the dashboard of the app, or the card provided (for offline registrations).
  11. 11. No discrepancy or dispute will be allowed regarding the gold price. The company has the whole and sole rights of fixing the price.
  12. 12. The members can enjoy a bonus of one part of their payment on completion of 12 months, and two parts on completion of 18months successfully.
  13. 13. Payments can be made by cash, local cheques, NEFT/RTGS/UPI, credit/debit cards.
  14. 14. The plan is non-transferable at any circumstances.
  15. 15. The plan is unique and cannot be linked or clubbed with any other store offers.
  16. 16. In case of discontinuation, the member can redeem jewelry worth their payment, at any point of time, without any benefits.
  17. 17. No refund will be made at any circumstances.
  18. 18. The plan allows you to purchase gold, only in form of jewelry.
  19. 19. No coins or bullion can be purchased under the plan.
  20. 20. Local taxes such as GST or/and any other government levies will be charged at the time of redemption.
  21. 21. Members will be verified through an OTP sent to their registered mobile number, at the time of redemption.
  22. 22. Any change of mobile number during the term plan, should be brought to the notice of management through a written letter along with the registered id proof.
  23. 23. The management is at the sole discretion to alter, amend, modify, add, delete the terms and conditions from time to time with an update.
  24. 24. ⁠It is understood that the member has read and agreed to the above terms and conditions before enrolling into the plan. We wish you join us in creating wealth. KUBERA wishes you “A HAPPY SAVING”
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